Financial Education

Financial Education

Request A Financial Education Session

* indicates required
Which session would you like to sign up for?


Global Money Week is an annual global awareness -raising campaign on the importance of ensuring that young people, from an early age are financially aware and are gradually acquiring the knowledge...


BATT is working with its members to create a financially inclusive society and to ensure no one is digitally excluded. Check out our Straight Off The BATT videos to find out about safe banking for Seniors...


In recognition of National Financial Literacy month (April), the Bankers Association of Trinidad and Tobago (BATT), hosted its two-day financial education outreach session to the Belmont and Tunapuna...


The Bankers Association of Trinidad and Tobago (BATT) partnered with the Financial Literacy Secretariat to launch the Start-Up Programme on April 25th, 2022. The main aim of the programme...


Learn About The Benefits

Being financially literate from a young age gives an individual the tools and resources they need to be financially secure later in life. The lack of financial literacy can lead to a number of pitfalls, such as accumulating unsustainable debt burdens, either through poor spending decisions or a lack of long-term preparation. This, in turn, can lead to poor credit, bankruptcy, housing foreclosure, or other negative consequences.

Becoming financially literate involves learning and practicing a variety of skills related to budgeting, managing and paying off debts, and understanding credit and investment products. Basic steps to improve your personal finances include creating a budget, keeping track of expenses, being diligent about timely payments, being prudent about saving money, periodically checking your credit report, and investing for your future.

There are five broad principles of financial literacy. Though other models may list different key components, the overarching goal of financial literacy is to educate individuals on how to earn, spend, save, borrow, and protect their money.

Financial literacy is the knowledge of how to make smart decisions with money. This includes preparing a budget, knowing how much to save, deciding favorable loan terms, understanding impacts to credit, and distinguishing different vehicles used for retirement. These skills help individuals make smarter decisions and act more responsibly with their personal finances.

Your Money Your Business

The earlier you start saving, the more you’ll have compounded down the line.

Financial literacy is the ability to understand and effectively use various financial skills, including personal financial management, budgeting, and investing. When you are financially literate, you have the foundation of a relationship with money, and it is a lifelong journey of learning. The earlier you start, the better off you will be, because education is the key to success when it comes to money.